Short answer: Interac e-Transfer works at every bank below, within your bank's sending limit. Credit cards are a different story. Every big bank that names casino charges in its cardholder agreement treats them as a cash advance, which means a fee and interest from the day you deposit. Several banks also say they may block internet gambling transactions outright.
Below is what each bank's own terms say. Where a bank does not publish a number, we say so instead of guessing.
Bank by bank
| Bank | Interac e-Transfer sending limit | Credit card: casino deposit | Bank says it may block online gambling | Debit card online |
|---|---|---|---|---|
| RBC Royal Bank | Up to $10,000 a day in the RBC Mobile app; otherwise tied to your client card limit | Cash advance, interest from day one | Yes (credit card agreement) | Yes, Virtual Visa Debit |
| TD Canada Trust | Not published. See Fees and Limits in EasyWeb | Cash advance, interest from day one | No specific statement | Yes, Visa Debit |
| Scotiabank | Not published. In the app: profile, Account settings, View transaction limits | Cash advance, interest from day one | Yes, where required by law (credit card agreement) | Yes, Visa Debit |
| BMO | Not published. Daily, weekly and monthly limits apply | Cash advance, no grace period | No specific statement | Yes, Debit Mastercard (online purchases up to $3,000) |
| CIBC | $3,000 per 24 hours, $10,000 per 7 days, $30,000 per 30 days (may differ for some clients) | Cash advance, interest from day one | Yes (credit card agreement) | Yes, Visa Debit |
| National Bank | $4,000 per 25 hours, $14,000 per 7 days; cannot be changed | Casino chips count as a cash advance, no grace period | No specific statement | Not stated by the bank |
| Desjardins | $5,000 per transfer per 24 hours; your caisse can change it | Contract does not name casino charges; cash advances have no grace period | No statement found | Yes, at participating sites |
| Tangerine | $3,000 a day, $10,000 a week, $20,000 a month | Cash advance, interest from day one | Yes, on credit card and Client Card | Yes, Visa Debit |
| Simplii Financial | $3,000 per 24 hours, $10,000 per 7 days, $30,000 per 30 days | Cash advance, $5 fee, no interest-free period | Yes (credit card agreement) | Yes, Debit Mastercard |
| EQ Bank | $5,000 per 24 hours, $20,000 per 7 days, $50,000 per 30 days | No credit card (the EQ card is prepaid) | Yes, on the EQ Bank Card | Prepaid Mastercard, where accepted |
| Credit unions | Usually around $3,000 per transfer and $20,000 per 30 days. Vancity: $6,000 per transfer, $10,000 a day, $20,000 per 30 days | Depends on the card issuer | Check your agreement | Varies |
Limits are the banks' published defaults for personal accounts. Your own limit may be different; your online banking shows it.
What this means in practice
Use Interac e-Transfer first
It is the deposit method Canadian casinos support most, and none of the banks above say they block it for gambling. Your daily limit is the ceiling, not a target. Our Interac e-Transfer guide covers deposits, withdrawals, Autodeposit and fees step by step.
Think twice before using a credit card
A cash advance usually costs a fee plus interest from the day of the deposit, with no grace period. A $100 deposit can cost more than $100 before you have played a single spin. Some banks decline these charges altogether, so a card deposit can also simply fail.
Never borrow to gamble
If you are reaching for a credit card because your chequing account is empty, that is a good moment to stop. Free, confidential help lines for every province we cover are listed on our responsible gambling page.
Debit cards work online at most banks
Casinos accept them less often than Interac e-Transfer, and some bank agreements (Tangerine, EQ Bank) reserve the right to block gambling on those cards too.
If your bank declines a casino payment
A decline usually comes from your bank's rules, not from the casino. Card networks tag casino payments with a gambling merchant code (7995), and a bank that blocks gambling on its credit cards declines anything carrying that code. Do not retry the same card again and again: repeated declines can trigger a fraud hold that lasts until you call the bank. Check your bank's row in the table above, then switch to Interac e-Transfer or a debit card if your bank allows them. If the problem is an e-Transfer limit instead, that limit is set by your bank and your account plan, and your online banking shows how much you can still send today.
Sources
Every row comes from the bank's own website or cardholder agreement, read on October 20, 2026.
- RBC: Interac e-Transfer and credit card agreement
- TD: Interac e-Transfer and cardholder agreement
- Scotiabank: Interac e-Transfer and cardholder agreement
- BMO: everyday banking agreement and cardholder agreement
- CIBC: Interac e-Transfer and cardholder agreement
- National Bank: transfer limits and Mastercard agreement
- Desjardins: limits and Flexi Visa terms
- Tangerine: e-Transfer limits and cardholder agreement
- Simplii: Interac e-Transfer and cardholder agreement
- EQ Bank: fees and features and card agreement
- Vancity: e-Transfer limits
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Key facts
Licence
Not verified (Anjouan ALSI-102310002-FI5 lapsed; Curaçao OGL/2024/181/0181 mirror not listed)
Payout time:
Min. deposit $
Number of casino games:
Founded:
Pros
- Interac and MuchBetter listed for deposits (third-party)
- CAD account currency, per third-party review
- Casino, 260+ live tables and sportsbook (third-party)
Cons
- Operator and licence differ between sources
- Anjouan licence listing winmega.com: printed expiry passed
- A reviewer reports no responsible-gambling tools
Key facts
Licence
Curaçao OGL/2024/686/0183 (expired 14 Apr 2026, renewal in assessment)
Payout time:
up to 2 business days for smaller withdrawals
Min. deposit $
Number of casino games:
Founded:
Pros
- Curaçao licence holder Wiraon B.V. is in the regulator's register
- CAD account currency, per third-party review
- Live chat, email and phone support in English
Cons
- Curaçao licence term expired April 2026, renewal in assessment
- Interac listed by one reviewer, absent from another
- AskGamblers complaints cite delayed withdrawals and KYC
Key facts
Licence
Curaçao OGL/2024/252/0153 (active for vavada.com)
Payout time:
up to 24 hours
Min. deposit $
Number of casino games:
Founded:
2017
Pros
- CAD account currency, per three third-party sources
- Live dealer games from Evolution and Pragmatic Play (third-party)
- 24/7 live chat in English, per Casino Guru
Cons
- Interac not listed by any source we checked
- Operator's own site and terms could not be read
- Casino Guru complaints include confiscated winnings
Key facts
Licence
Kahnawake Gaming Commission (permit holder; number not shown in register)
Payout time:
up to 24 hours by Interac
Min. deposit $
Number of casino games:
Founded:
2009
Pros
- Kahnawake permit listed for the tonybet.com/ca site
- Dedicated rest-of-Canada site; CAD accepted
- Live dealer casino and a sportsbook with 42+ sports
Cons
- Interac e-Transfer named by third parties, cashier not read
- Live chat hours not published in the sources we read
- AskGamblers lists 22 complaints, mostly about payments
Key facts
Licence
Anjouan ALSI-202601043-FI2
Payout time:
up to 2 business days
Min. deposit $
Number of casino games:
Founded:
2022
Pros
- Anjouan licence valid to January 2027, lists thorcasino.com
- CAD account currency, per third-party review
- Casino, live casino and sportsbook; 24/7 live chat
Cons
- Interac listed for deposits only, by one third-party site
- A user review reports fewer games for Canadian players
Key facts
Licence
Anjouan ALSI-202409044-FI2 (valid to 22 Sep 2027; mirror not listed)
Payout time:
Min. deposit $
Number of casino games:
Founded:
2025
Pros
- Anjouan licence lists the spinlander.com domain
- 13,000+ games and 300+ live tables (third-party)
- 24/7 live chat and email in English
Cons
- Site redirects to a mirror domain not on the Anjouan licence
- Interac and CAD reported differently by reviewers
- Only deposit limits named among RG tools (third-party)
Key facts
Licence
Not verified (Anjouan ALSI-202411077-FI2 does not list spinit.com)
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
Pros
- Interac deposits and e-Transfer withdrawals (third-party)
- CAD account currency, per third-party reviews
- Casino, live casino and sportsbook; 24/7 live chat
Cons
- Anjouan licence does not list the spinit.com domain
- Two different Spinit brands appear in review data
- Responsible-gambling tools described differently by reviewers
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2025
Pros
- Interac listed for Canada on the operator's payments page
- CAD account, with CAD withdrawal limits in the terms
- Casino, live casino and sportsbook; 24/7 live chat
Cons
- Breaks and self-exclusion by email only; no limit tools shown
- Casino Guru lists 125 complaints across its casino group
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2023
Pros
- Interac e-Transfer shown in the operator's footer
- CAD account currency, per third-party reviews
- Casino, live casino and sportsbook; 24/7 live chat
Cons
- Operator company named differently by four review sites
- AskGamblers complaints incl. self-exclusion not honoured
Key facts
Licence
Curaçao OGL/2024/758/0228 (snatchcasino.io not listed)
Payout time:
Min. deposit $
Number of casino games:
Founded:
Pros
- Canada not on any restricted-country list in the terms
- Casino, live casino and sportsbook on one site
- 24/7 support by live chat and email, in English
Cons
- No CAD account: the site operates in EUR and/or USD
- Licence certificate does not list snatchcasino.io
- Casino Guru lists 251 complaints, mostly about withdrawals
Key facts
Licence
Not verified (named Curaçao licence revoked June 2024)
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2020
Pros
- Casino, live casino and sportsbook, including horse racing
- Providers include Play'n GO, Pragmatic Play and Evolution
- 24/7 live chat in English, per a third-party review
Cons
- Named operator's Curaçao licence was revoked in June 2024
- Interac and CAD listed by a third party only
- Casino Guru lists 98 complaints, incl. refused withdrawals
Key facts
Licence
Not verified (two Slotoro sites under two different licences)
Payout time:
Min. deposit $
Number of casino games:
Founded:
2023
Pros
- Canadian players accepted on both Slotoro sites
- Slots, live casino and sportsbook on the shared site design
- Providers include Pragmatic Play, Evolution and NetEnt
Cons
- Two Slotoro sites with different operators and licences
- Neither licence shows a current, verified status for the brand
- Interac and CAD named by a third party only
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2024
Pros
- CAD account, with CAD withdrawal limits printed in the terms
- Casino, live casino and sportsbook with ice hockey betting
- Canada not on the excluded-countries list in the terms
Cons
- Interac listed by a third party only, not by the operator
- Casino Guru lists 92 complaints, mostly about withdrawals
Key facts
Licence
Curaçao OGL/2024/589/0556 (expired 14 Apr 2026, renewal in assessment)
Payout time:
Min. deposit $
Number of casino games:
15000
Founded:
2021
Pros
- Interac and a CAD account named on the operator's own pages
- More than 15,000 games, as published by the operator
- 24/7 live chat and email support in English
Cons
- Curaçao licence term expired April 2026, renewal in assessment
- No deposit or loss limit tool named in the RG policy
- Casino Guru lists 89 complaints, incl. confiscated winnings
Key facts
Licence
Curaçao OGL/2024/758/0228
Payout time:
usually up to 72 hours
Min. deposit $
Number of casino games:
12982
Founded:
2021
Pros
- Curaçao licence OGL/2024/758/0228, indefinite in the CGA register
- 12,982 games from 124 providers, with live dealer tables
- Operator and paying agent named in the footer and terms
Cons
- No CAD: accounts run in EUR, USD or crypto
- Interac availability conflicts between third-party reviews
- Casino Guru logs 277 complaints, many about withdrawals
Key facts
Licence
Curaçao OGL/2024/169/0146
Payout time:
within 24 hours
Min. deposit $
Number of casino games:
7000
Founded:
2024
Pros
- Curaçao licence OGL/2024/169/0146 confirmed for irwin.casino
- CAD accounts, with withdrawal limits in C$ in the terms
- Deposit, wager and loss limits plus cooling-off in the account
Cons
- Third-party reviews disagree on whether Interac is offered
- No reality check tool found in the account settings
Key facts
Licence
Curaçao OGL/2024/818/0448 (active for hitnspin.com)
Payout time:
up to 5 working days
Min. deposit $
Number of casino games:
12000
Founded:
2023
Pros
- Curaçao licence OGL/2024/818/0448 active for hitnspin.com
- eCOGRA payout report: 96.17% across all games, June 2026
- 12,000+ games from 130+ providers, plus a sportsbook
Cons
- Operator company not named on the operator's own pages
- Interac listed by third-party reviews only, not on the site
- Casino Guru logs 136 complaints, incl. self-exclusion issues
Key facts
Licence
Tobique Gaming Commission 0000133 (operator listed, domain not shown)
Payout time:
Min. deposit $
Number of casino games:
Founded:
Pros
- Dedicated Canadian site at ggbet.ca in English and French
- Deposit, loss and session limits set in the account
- Sportsbook with esports, plus a live casino
Cons
- Tobique licence 0000133 not tied to ggbet.ca: register lists no domains
- New Brunswick and Ontario residents refused in the terms
- Casino Guru logs 443 complaints, many about withdrawals
Key facts
Licence
Curaçao OGL/2024/169/0146
Payout time:
up to 24 hours
Min. deposit $
Number of casino games:
10000
Founded:
2026
Pros
- Curaçao licence OGL/2024/169/0146 confirmed for fugu.casino
- CAD accounts, with withdrawal limits in C$ in the terms
- Deposit, wager and loss limits plus cooling-off in the account
Cons
- New Brunswick residents are refused in the terms
- Interac in the platform catalogue, not confirmed for Canada
- Two operator texts on the site: Curaçao and Costa Rica
Key facts
Licence
Curaçao OGL/2024/767/0360 (renewal under assessment)
Payout time:
Min. deposit $
Number of casino games:
8000
Founded:
Pros
- Operator named in the footer: Intelligent Innovations N.V.
- 8,000+ games, live dealer tables and a sportsbook with esports
- 24/7 live chat and email support in English
Cons
- Curaçao licence term ended May 2026; renewal under assessment
- Interac not named by the operator; listed by third parties only
- Casino Guru logs 144 complaints, many about withdrawals
Key facts
Licence
Curaçao OGL/2024/169/0146
Payout time:
up to 24 hours
Min. deposit $
Number of casino games:
9000
Founded:
2025
Pros
- Curaçao licence OGL/2024/169/0146 confirmed for flagman.casino
- CAD accounts, with withdrawal limits in C$ in the terms
- Deposit, loss and wager limits plus cooling-off in the account
Cons
- Interac listed by a third-party review only, not on the site
- Casino Guru logs 26 complaints, mostly delayed withdrawals
Key facts
Licence
Curaçao OGL/2024/112/0974 (mirror domains not listed)
Payout time:
up to 3 banking days
Min. deposit $
Number of casino games:
Founded:
Pros
- CAD accounts, according to third-party reviews
- Casino, live dealer and sportsbook on one site
Cons
- Licence lists rioace.com, not the mirror the site runs on
- Terms, cashier and RG pages could not be read
- Third parties report self-exclusion as the main RG tool
Key facts
Licence
Anjouan ALSI-102310002-FI5 (expiry date passed)
Payout time:
Min. deposit $
Number of casino games:
Founded:
2024
Pros
- Anjouan register lists realspin.com under the licence
- Casino, live dealer and sportsbook on one site
Cons
- Licence expiry date of 4 October 2026 has passed
- CAD accounts unclear; balances may convert to euros
- Terms, cashier and RG pages could not be read
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
Pros
- Interac e-Transfer shown in the operator's footer
- Sportsbook with ice hockey, American football and baseball
- CAD accounts, with withdrawal limits printed in CAD
Cons
- Self-exclusion by email is the only RG tool in the terms
- Heavy payment-related complaint record
Key facts
Licence
Curaçao OGL/2024/181/0181 (domain unconfirmed)
Payout time:
Min. deposit $
Number of casino games:
Founded:
2022
Pros
- Canada locale with Interac logo and CAD accounts
- Curaçao register lists the named operator, New Era
- Casino, live dealer, sportsbook and esports
Cons
- Terms cap withdrawals at EUR 5,000 per 7 days
- Up to 8% fee on multiple withdrawals within 30 days
- Self-exclusion by email only; no limit tools found
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
Pros
- Interac e-Transfer shown in the operator's footer
- CAD accounts, with withdrawal limits printed in CAD
- Casino, live dealer and sportsbook; 24/7 live chat
Cons
- No deposit, loss or session limits on the RG page
- Heavy payment-related complaint record
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2025
Pros
- Interac e-Transfer shown on the operator's payment strip
- 11,027 slots plus live dealer tables in the lobby
- Sportsbook and casino in one account, with 24/7 live chat
Cons
- No in-account deposit limits or reality checks, per reviews
- Casino Guru logs 26 complaints, mostly closures and slow payouts
Key facts
Licence
Anjouan ALSI-202601043-FI2
Payout time:
up to 2 business days
Min. deposit $
Number of casino games:
Founded:
2024
Pros
- Anjouan licence ALSI-202601043-FI2 lists casinostars.io as a domain
- CAD account currency, per third-party reviews
- 10,000+ games with live dealer tables, per third-party reviews
Cons
- Interac listed by third-party reviews only, for deposits only
- Operator name differs between the register and review sites
- Casino only, no sportsbook
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2017
Pros
- Canadian English site at casinia.com/en-ca with CAD accounts
- Interac e-Transfer shown in the site footer
- CAD withdrawal limits printed in the terms, by account level
Cons
- Responsible gambling tools limited to time-out and self-exclusion
- AskGamblers logs 67 complaints, mostly about payments
Key facts
Licence
Curaçao OGL/2024/112/0974 (site runs on mirrors not on the licence)
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2024
Pros
- Curaçao certificate OGL/2024/112/0974 lists casabet.io
- CAD account currency, per three third-party reviews
- Casino, live dealer tables and a sportsbook with esports
Cons
- Site runs on mirror domains not named on the licence certificate
- Interac listed by third-party reviews only, not on the operator's site
- Casino Guru logs 16 complaints, mostly verification and withdrawals
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
13691
Founded:
Pros
- Interac e-Transfer shown in the operator's help centre
- CAD withdrawal limits printed in the terms, by VIP level
- 13,691 games in the lobby, plus a sportsbook with ice hockey
Cons
- Self-exclusion by email only; no player-set deposit limits found
- Casino Guru logs complaints about self-exclusion not being honoured
Key facts
Licence
Curaçao OGL/2024/169/0146
Payout time:
up to 24 hours
Min. deposit $
Number of casino games:
Founded:
2025
Pros
- Curaçao licence OGL/2024/169/0146 is active on the CGA validator
- Casino and sportsbook with esports in one account
- 24/7 live chat in English, plus a Telegram support bot
Cons
- No CAD account currency: USD, EUR, KZT and UAH only
- No Interac e-Transfer or iDebit in any payment list we read
- Responsible gambling tools limited to self-exclusion via support
Key facts
Licence
Tobique 0000071 (operator listed, domain not shown)
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
10449
Founded:
2025
Pros
- Canadian site at pandido.com/ca with Interac e-Transfer
- 10,000+ games, plus live dealer and sportsbook
- Operator and Tobique licence number named in the terms
Cons
- Terms refuse residents of New Brunswick
- Tobique licence 0000071 not tied to pandido.com: register lists no domains
- Only time-out and self-exclusion, both via support
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2021
Pros
- Interac e-Transfer on the operator's payments page
- Casino, live dealer and sportsbook on one site
- Live chat and email support, stated as 24/7
Cons
- Terms text could not be read; provinces unconfirmed
- Only time-out and self-exclusion, both via support
Key facts
Licence
Curaçao OGL/2024/589/0556 (expired 14 Apr 2026, renewal in assessment)
Payout time:
Min. deposit $
Number of casino games:
8000
Founded:
2022
Pros
- needforspin.com on the Curaçao licence's domain list
- Interac logo on the site; CAD accounts
- Reality checks, breaks and self-exclusion; 24/7 chat
Cons
- No deposit or loss limit tool described
- Curaçao licence term expired April 2026, renewal in assessment
- Main domain redirects to a mirror not on the licence
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
2023
Pros
- Interac e-Transfer shown in the operator's footer
- CAD accounts, with withdrawal limits printed in CAD
- Live chat and email support, stated as 24/7
Cons
- No deposit or loss limits; time-out and self-exclusion by email
Key facts
Licence
Curaçao OGL/2024/589/0556 (expired 14 Apr 2026, renewal in assessment)
Payout time:
Min. deposit $
Number of casino games:
18000
Founded:
2026
Pros
- minocasino.com on the Curaçao licence's domain list
- Deposit limits, breaks, reality checks and self-exclusion
- Interac logo on the site; CAD accounts
Cons
- Self-exclusion by email request only
- Curaçao licence term expired April 2026, renewal in assessment
- Main domain redirects to a mirror not on the licence
Key facts
Licence
Anjouan ALSI-202601043-FI2
Payout time:
up to 2 business days
Min. deposit $
Number of casino games:
Founded:
2022
Pros
- Anjouan licence ALSI-202601043-FI2 is valid in the public register
- CAD listed as an account currency by third-party reviews
- 10,000+ games and live dealer tables, per third-party reviews
Cons
- Interac listed by third-party reviews only, not on the operator's site
- Casino Guru logs 17 complaints, mostly voided winnings and closures
Key facts
Licence
Curaçao OGL/2024/169/0146
Payout time:
Min. deposit $
Number of casino games:
Founded:
2025
Pros
- Curaçao licence active in the regulator's validator
- Deposit, loss and wager limits in the account settings
- CAD accounts; casino, live dealer and sportsbook
Cons
- Interac not confirmed for Canada on any source read
- Terms refuse residents of New Brunswick
- Site texts name two different operator companies
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
Pros
- CAD accounts, with withdrawal limits printed in CAD
- Casino, live dealer and sportsbook on one site
- Live chat and email support, stated as 24/7
Cons
- Anjouan licence quoted by reviewers omits the Malina domain
- Heavy complaint record on Casino Guru, mostly withdrawals
Key facts
Licence
Curaçao (Altacore N.V.) - expired, under assessment
Payout time:
up to 2 banking days
Min. deposit $
Number of casino games:
10000
Founded:
2025
Pros
- Interac deposits listed by the operator; CAD accounts
- 10,000+ games from 60+ providers, with live dealer
- 24/7 live chat; support in English and German
Cons
- Named licensee's licence term has expired
- Interac not named among withdrawal methods
- Self-service limit tools not described on the RG page
Key facts
Licence
Payout time:
up to 3 business days
Min. deposit $
Number of casino games:
Founded:
Pros
- CAD accounts, with withdrawal limits printed in CAD
- Casino, live dealer tables and sportsbook on one site
- Live chat and email support, stated as 24/7
Cons
- Interac listed by third-party sites, not by the operator
- Heavy complaint record on Casino Guru, mostly withdrawals
Frequently asked questions
Why does my bank not publish its e-Transfer limit?
Can my bank see that I gamble?
Is a cash advance the same as a purchase?
Which banks publish the highest Interac e-Transfer limits?
Can I use a debit card at an online casino?
